Daniel L.

on the atlas — 5

• SVB Doesn’t Deserve a Taxpayer Bailout - WSJ1 savers
• Adaptation1 savers
• Antidepressants are over-prescribed, but genuinely help some patients | The Economist1 savers
• home | rayouf1 savers
• Curius / Onboarding2667 savers

highlights — 6

• Venture capitalists and startup executives are pushing the narrative that there would be a bank run across the country if the government didn’t bail out SVB’s depositors. Perversely, this makes a run more likely, but most banks aren’t SVB. They hold conservative assets and have stronger capital positions. Their deposits are diversified and they likely don’t abuse HTM/AFS accounting. They hedge their interest-rate risk.

  SVB Doesn’t Deserve a Taxpayer Bailout - WSJ

• natural selection over the long run does not seem to improve a species'- chance of survival but simply enables it to "track," or keep up with. the constantly changing environment.

  Adaptation

• the probability of extinction of a species appears to be a constant.

  Adaptation

• evolution cannot be described as a process of adaptation because all organ­ isms are already adapted.

  Adaptation

• Organisms do not experience en­ vironments passively; they create and define the environment in which they live. Trees remake the soil in which they grow by dropping leaves and putting down roots. Grazing animals change the species composition of herbs on which they feed by cropping, by dropping ma­ nure and by physically disturbing the ground.

  Adaptation

• out business. The subject that interests him, he’s read newspapers, biographies, trade press. He went over to his grandfather who was a grocer and he re

  Curius / Onboarding